Ball State Cardinals @ UMass Minutemen
This page is the November 4, 2026 meeting. See the current Ball State Cardinals @ UMass Minutemen page →
Final/OT November 4, 2026 · 7:05 PM ET
Final: Ball State Cardinals 30, UMass Minutemen 31.
How the Odds Moved, Open to Final
Pinnacle's moneyline, from the first price we saw on Nov 1 to the final whistle.
Pinnacle is the reference line, never a price to bet at here. Exchange prices fill in where Pinnacle had none.
About This Chart
Live prices are read every minute, so a move shows up a minute or two after the play. The longest gap between readings in this game is 8 minutes.
Some readings are from ProphetX and Novig, when Pinnacle had no fresh live price.
Pinnacle's moneyline from the first price we captured on Nov 1 to the end of the game: 57 pregame readings, then 172 in-game readings over 202 minutes. The dashed line is kickoff. The pregame side is drawn on a shorter time scale than the game so the game gets most of the width. Plotted as win probability with the vig removed, so the two sides sum to 100%. Pinnacle is the reference market because it prices every game before and during play, and one book keeps the line continuous. It is not a US-licensed book and is never shown as a best price here. Hover or press the chart for the American price at any moment. The Spread and Total views draw Pinnacle's main line at each reading as a step, so every move from one number to the next shows where it happened, with the prices in the readout. Ball State Cardinals is drawn in a site colour rather than its own: the two team colours are too close to tell apart on this background.
Earliest at Pinnacle: UMass Minutemen -176 on Nov 1, closed at -131.
Where Pinnacle's Line Opened, and Where It Closed
This game was listed before Pinnacle priced it, so the number below is Pinnacle's earliest price on it rather than the first number anyone posted. It was actually posted, it is stamped with its own time, and the market may already have moved before it existed.
- Ball State Cardinals: PINN open +152, closed +119 (shorter)
- UMass Minutemen: PINN open -176, closed -131 (longer)
Novig paid the most on UMass Minutemen at -130. $100 there made $9.35 more than at Bally Bet (-148).
Closing Prices 14 Books
Closing prices as of November 4, 7:02 PM ET. These do not move again.
Closing Moneyline
| Book | Ball State Cardinals | UMass Minutemen |
|---|---|---|
 Novig | +127 | -130 |
 ProphetX | +124 | -137 |
 BetMGM | +125 | -145 |
 theScore Bet | +120 | -140 |
 Polymarket US | +117 | -136 |
 DraftKings | +120 | -142 |
 FanDuel | +120 | -142 |
 Caesars | +121 | -145 |
 Fanatics | +120 | -145 |
 Hard Rock Bet | +120 | -145 |
 Bally Bet | +118 | -148 |
 BetParx | +118 | -148 |
 BetRivers | +118 | -148 |
 Kalshi | +113 | -141 |
 BetOnline | +122 | -142 |
 Bovada | +122 | -142 |
 LowVig | +121 | -141 |
 Fliff | +115 | -155 |
Closing Spread best flagged at +2.5 / -2.5
| Book | Ball State Cardinals | UMass Minutemen |
|---|---|---|
| Novig | +2.5 +104 | -2.5 -108 |
| ProphetX | +2.5 +102 | -2.5 -113 |
| Polymarket US | +2.5 -105 | -2.5 -111 |
| Kalshi | +2.5 -107 | -2.5 -111 |
| Caesars | +2.5 -102 | -2.5 -118 |
| DraftKings | +2.5 -105 | -2.5 -115 |
| Fanatics | +2.5 -105 | -2.5 -115 |
| Hard Rock Bet | +2.5 -105 | -2.5 -115 |
| theScore Bet | +2.5 -105 | -2.5 -115 |
| FanDuel | +2.5 -102 | -2.5 -120 |
| Bally Bet | +2.5 -106 | -2.5 -115 |
| BetParx | +2.5 -106 | -2.5 -115 |
| BetRivers | +2.5 -107 | -2.5 -117 |
| BetMGM | +3 -118 | -3 -102 |
| LowVig | +2.5 -106 | -2.5 -106 |
| BetOnline | +2.5 -105 | -2.5 -115 |
| Bovada | +2.5 -105 | -2.5 -115 |
| Fliff | +2.5 -110 | -2.5 -125 |
Closing Total best flagged at 48.5
| Book | Over | Under |
|---|---|---|
| Novig | 48.5 -111 | 48.5 +104 |
| ProphetX | 48.5 -114 | 48.5 +103 |
| Kalshi | 48.5 -115 | 48.5 -103 |
| Polymarket US | 48.5 -111 | 48.5 -107 |
| BetMGM | 48.5 -110 | 48.5 -108 |
| DraftKings | 48.5 -115 | 48.5 -105 |
| Hard Rock Bet | 48.5 -115 | 48.5 -105 |
| theScore Bet | 48.5 -115 | 48.5 -105 |
| Caesars | 48.5 -113 | 48.5 -107 |
| FanDuel | 48.5 -112 | 48.5 -108 |
| Bally Bet | 48.5 -114 | 48.5 -107 |
| BetParx | 48.5 -114 | 48.5 -107 |
| BetRivers | 48.5 -115 | 48.5 -108 |
| Fanatics | 49 -110 | 49 -110 |
| Bovada | 48.5 -112 | 48.5 -108 |
| Fliff | 48.5 -125 | 48.5 -120 |
| LowVig | 49 -108 | 49 -108 |
| BetOnline | 49 -110 | 49 -110 |
Next Up For These Teams
- Ball State Cardinals: Buffalo Bulls vs Ball State Cardinals odds · Wed Nov 11, 7:30 PM ET
- UMass Minutemen: UMass Minutemen vs Toledo Rockets odds · Wed Nov 11, 7:30 PM ET
College Football Games Coming Up
- Western Michigan Broncos vs Akron Zips odds · Tue Nov 10, 7:00 PM ET
- Kent State Golden Flashes vs Bowling Green Falcons odds · Tue Nov 10, 7:00 PM ET
- Ohio Bobcats vs Miami (OH) RedHawks odds · Tue Nov 10, 8:00 PM ET
- Buffalo Bulls vs Ball State Cardinals odds · Wed Nov 11, 7:30 PM ET
- Sacramento State Hornets vs Central Michigan Chippewas odds · Wed Nov 11, 7:30 PM ET
Trends for This Game
About This Page
Prices are from our latest scan of every major US sportsbook and exchange, with the time shown on the card.
Best price means the most you can get paid. Offshore books and Pinnacle are never counted as best.
Exchange prices include their fees.
The Line History chart shows every scan since the game was posted.
Information only, not betting advice. 21+ only.
About These Closing Odds
Every price on this page is a book's own last quote strictly before Ball State Cardinals and UMass Minutemen started, taken from our scan archive. A book that stopped pricing the game early still shows the number it closed at, and a book that never priced it is not listed. 19 books priced this game. The tables list the books you can bet; an offshore book shows when you turn it on in your books, and Pinnacle appears only as the reference on the chart. Prediction market prices include trading fees wherever a fee applies, so they are directly comparable to sportsbook lines. See how we calculate this.
This page is permanent. The closing prices above do not change again, and the page keeps them at this address after the game, the season and the rematch, so it stays a citable record of what this line actually closed at.
Cite this page: https://theoddsgap.com/odds/college-football/ball-state-cardinals-vs-umass-minutemen, final November 4, 2026.
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